Lab testing is a vital part of modern healthcare, and can be a valuable tool in helping to diagnose many conditions and illnesses. But they can also be costly, especially if patients don’t pay attention to where their tests are being done. This can even be a problem for those with ‘comprehensive’ insurance, such as Mr. Marcovitz, when their insurer decides after the test is performed that they won’t cover a certain procedure. His story turned out OK, but most self-pay patients would likely have been stuck with a $2,000 bill for a test that they should only have paid $375.It is fine to argue over whether statins should be covered by insurance, as a patient can actually get price quotes. But it is less obvious that this is viable after being shot. It is this emergency care piece of medical care that makes it impossible for a patient to comparison shop prices. Heck, our ambulance system is completely set up for getting people to care fast and a seriously injured patient is simply not going to be able to bargain. Imagine the "pay X now or go to hospital Y and pay Z, but on the way you will have irreversible heart damage due to a delay in treatment for your myocardial infarct".
Since the bargaining power in US medicine is entirely with insurers (private or government) this is actually a rather big deal.
h/t The Incidental Economist
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